Discuss this with the lender before proceeding.Partnership or Joint Venture:Structure the purchase with a partner or entity while maintaining the assumption in your name.This allows you to benefit from the entity's structure while complying with VA loan rules.Entity-Owned Financing:If assuming the VA loan isn’t feasible, explore refinancing into a non-VA loan owned by your entity after the property is acquired.4.

Have you identified a property yet, or are you still exploring options?

You can also leverage stable income for creative financing and explore BRRRR in markets like Rochester to build equity and cash flow.

If you discover one that sounds potentially relevant, and you have not explored it - see if you can still get hold of your accountant to ask.

Creative financing: Explore seller financing or subject-to deals for your next property, which often require less upfront cash and bypass traditional lending limits.You’re on the right track thinking long-term—house hacking and leveraging your duplex are great moves.

Another option is to explore private lenders or HELOCs to cover the equity.

Hi BP Community,I’m exploring adding one or two ADUs to a property I own in the Miracle Mile area, near 3rd Street and La Brea in Los Angeles.

Also, exploring books or courses on commercial real estate investing might give you a solid start.

I’ve been exploring my options to ensure I make the most informed financial decision for my family.

The goal is to create cash flow, do some value add work, and be able to take advantage of the STR loophole to help with my W2 income (hence the self managing).I’ve been exploring towns like Beacon, Woodstock, Hudson, Newburgh, Lake Hopatcong, Highland Lakes, and others.