keep in mind 2.9 % or really any mortgage in the 4's was a once in a investors lifetime situation.

In fact I can have half of the rooms occupied and still pay the mortgage. 

So you might as well be a head of the game do the cash out refinance buy the next 1-2 properties and simply refinance the original mortgage as a "rate and term" which carries a lower rate.

But 2025 offers other opportunities that did not exist 10 or even 5 years ago - think AI and online businesses.

Do you happen to know if existing traditional IRA funds from outside of a business that I own can be transferred inside of a Solo 401K plan?

You also need to consider that at a lower percentage of money down you will be paying a Mortgage Insurance Premium or MIP. 

I have to decide if im going to use a new injection of capital from the sale of my primary residence to:1) Hold in treasury bills at 4.5 percent until I find another property to purchase2) Pay off one of two existing mortgages, one at 3.75 percent and another at 4.5 percent3) Just find something to buy that beats either of those percentages on paper and be done with it4) Possibly loan out some hard money/broker it to a friend to allocateIts never an easy decision, but its a good problem to have.

If you are taking out a conventional mortgage of any kind, you can't buy in the LLC as it does not have two years of tax returns.You are also asking if an entire state is good to buy multifamily, which means you are too soon in the process to even talk about buying.

Since I had a couple million in mortgages in my personal name, I couldn’t do it.  

.: Hello,Did anyone received post closing audit from mortgage company.