They offer free pre-qualification on their website where you can enter your data points to see available terms and rates.

Current return on equity about 4.4%.I'd be weary about the syndications in the current interest rate environment.  

This triggers the need to file Form 990-T, and UBIT applies at trust tax rates (which are extremely compressed, hitting 37% at just $15,200 of income in 2025).

That rate does not sound out of line for an STR.

.✅ Increase Rental Income – Now that the property is compliant, it can legally be leased at market rates without risk of DOB enforcement.Is Investing in Properties with Violations Worth It?

I have clients who use tools likeniche.com or roofstack to initially gather insights on crime rates and neighborhood quality.

The reason it’s usually not done is the profit isn’t pro-rated, it’s consider $100% first.

If I purchased a home locally I’d have to ask well beyond the market rate on rent just to break even.

For Non-Admitted carriers, the important item to then pay attention to is the AM Best rating (or equivalent rating agency).

And for reference my sister is dealing with a run down house in Louisiana that has a value of about $95,000 and she shopped multiple policies with multiple insurance companies and the best rate she could get was $2500.