Open-concept kitchen designs are also highly desirable.2.

.- Which bank to go to? 

I am torn between pricing rent lower with a minimum 3 night stay or just weeding out the less desirable/more work clients with higher pricing.  

I would test one as MTR and maybe one as STR, depending on your market.For those of us who know Sacramento, there's actually quite a lot of information to go on in here.

Yes they suck. ...alot lol.Nice south bay burbs are still highly desirable, low DOM, naturally appreciate and coupled with value add still present good returns.Ironically techies (from many different cultures) still want a 3/2 picket fence house.This strategy, however, comes at great personal discomfort.

Each time I wire funds down to Belize the recipient has to go to the bank and sign why they are getting the funds.  

I don't have a good understanding of your desires or what you are seeking.  

You can usually get a lender to go 85% of cost or 70% of the As Completed Value for such a project.

Slow down to go faster.Many blessings to you! 

Using a HELOC isn't a bad way to go as long as the numbers make sense.