There can be challenges getting loans and title insurance but a professional trustee can help navigate.  

The 38128 is slightly below the median and is in a decent area, but definitely an area on the more challenged end of the spectrum in Memphis. 

Florida did just have back to back hurricanes but a proper master insurance policy and coverage usually covers that type or perilYou are facing a declining cash flow situation which is due to the HOA fee's so while there is still a profit and you have equity sell and look for a 2-4 units.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

They always make sure to have line(s) of credit to get them through challenging periods.

.- Do a 3.5% down FHA loan with the same qualification challenges as the conforming loan.

There are quite a few solutions out there so that even the most tech challenged person can pay electronically.

Challenges?

Challenges?

Combine this with interest rates that are near the high for this century and cash flow is challenging.