Hi @Jorge Lopez appears the iOS version of the bigger pockets app has been pulled off the App Store, usually that happens because apps are not getting updated to meet current standards but I would have to defer to the BP team to clarify. 

There are several companies that send letters and some are active on Bigger Pockets.However, I would caution you to set expectations appropriately.1.

Lending and insurance are based on predictability and without question the frequency and size of losses will continue to eclipse prior records.

Quote from @Michael Moya: Hi Bigger Pocket Community - Looking for some insights and advice on loan options for single family homes under $120K.

If you are on cash accounting, yes you could do that.On the other hand, you are ignoring carry-forward losses. 

@Clovis Fotso YaguemWelcome to Bigger Pockets. 

In 2024, I noticed an increase in BP leads that have been high net worth investors reaching out wanting to 1031 into bigger properties.

Hope everyone is having a wonderful holiday season!
Unfortunately, the end of 2024 has brought a string of financial challenges for my family, and I’m feeling the pressure.
Two weeks ago, I was laid off from my job....

It seems I am lossing money.:( Is that right? 

Sure, you can make a few quick trades, but the playground monitors (a.k.a. the law) might notice, and you’ll miss out on the bigger opportunities and loyal customers.So, while skipping the license might seem easier, it’s not the best way to win at the toy game in the long run.I have this talk with 10-15 people each month at our Free Meetups here in MA, NH, and ME.