Nathan didn’t think it was necessary so he wasn’t going to help me pay for it but he sure as hell benefitted from everything I was learning.

Realistically, there should be no benefit, and there are probably some disadvantages, of doing what you propose.

Additionally I would add a benefit for you is that you're in great area to be able to invest locally and can invest in your own back yard as they say.

And I feel the ideal portfolio can benefit from the diversification of both.I feel directly owned properties are great because they give me maximum control and the ability to tweak them exactly how I want.

Many lenders allow for low-down-payment options if the rental income covers the loan.You’re approaching this deal thoughtfully, but be sure to communicate the benefits of your offers clearly to overcome resistance from the seller's representative.

I prioritize appreciation, tax benefits (rental property expenses, depreciation), ability to use leverage, and passing on generational wealth with real estate. 

Don’t forgot to look at all the ways properties make money: Appreciation (#1 way), equity gain through principle pay down, tax benefits, positive cash flow (never as much of a wealth-builder as appreciation is in good markets).

I wouldn't suggest you buy a single-family home to live in because the additional cost outweighs the benefits.

Thanks for the mention @JC Wu.Even if a “cash only” deal isn’t coming across as suspicious, you lose one of the greatest benefits of investment real estate without the power of leverage!

My strategy is to hold it long-term, leveraging the steady rental income while benefiting from potential appreciation.