Others have little/no experience and will give you bad advice that takes you down the wrong path.I recommend you focus on educating yourself while saving more money. 

They’re not a standard DSCR collateral choice.

The fear of unknown and the bad potentials, but then sh_t happens and ya remember that we got a choice to lay down and be done in by it or roll-up the sleeves and get to work and be a solution maker. 

Others may argue that higher rates are bad as it drives up their borrowing costs. 

Not saying it cannot be done but be aware that these programs I have heard good things about but also recognize timing and you may have a great education but bad time to implement

But he has a bad credit and cannot qualify for a $200k loan to buy it.

Lending on mortgages.. buying bad paper.. new builds ? 

Quote from @LaTonya Clark: I can cancel the deal with no problems. yes, I feel like I am forcing this bc I want it so bad.

If you want something that looks nice Article and Castlery have some great looking stuff without breaking the bank too bad ($2-3K range).

Plus the reviews above sound very bad.