I think the thing that is being missed here is the Profit First method of allocating revenue to different “buckets” there are banks that do this automatically for you, whereas, with a traditional bank you would manually have to do this.

I usually suggest new property owners setup a business before they even close on a property and then use a business credit card for all expenses moving forward and also for them to link it to Quickbooks so everything is automatically tracked for them.There are a lot of nuances and strategies but this is a 30,000 foot view of why you should opt for business>personal

I want something that’ll automatically lock as the door closes

Plus, they don't offer an automatic split for mortgage payments based on an amortization schedule.

It was a lot of other people that i listened to also  the purpose of fasting, keto/low carb, cold therapy, increase lean muscle at some point ........ is to lower blood sugar (and/or 51ac) , when your 51ac is normalized you would lose weight automatically. 

Enter recurring charges and automatic late fees.

I just use an online platform to collect rents automatically. 

You can import transactions in various formats and setup bank linkings for automatic import. 

There's that pickle.You can raise up the whole house on piers, but expect it to crack and settle.You can build sump pumps and automatic Moen water sensors to trigger the pumps but if the water rises fast it won't save the ship, and power will probably be out so you need a generator.Do not expect or plan that anyone will fix the seawall, it's on you and the problem is will your neighbors all have millions of dollars to fix at the same time that you need to?

Enter recurring charges and automatic late fees.