How would I know the sewer or foundation isn’t rotting out below the building, or that there’s going to be a huge assessment to replace siding in the next few years?  

3) Are there currently any special assessments on the complex?

Please provide useful advice on locating, assessing, and negotiating private money lending deals, especially from seasoned professionals.

Thank you for your thoughts:@John Clark : This is a Florida Condo where I am not under special assessments currently and the market has moved, creating a $50k to $70k shift in price and appraisal value if I move on to a new buyer.

I haven't noticed any services that handle appealing property tax assessments in the Bay Area here.

How do you assess the risk when using creative financing techniques in PML?

I estimate it by taking the rate from the previous years estimate (total taxes paid/assessed value) and multiple the rate by the new value—which is going to be the purchase price.

This document can help assess the financial performance of an asset. 

While tools like Fidelity’s Full View provide a solid overview, lenders often look for a comprehensive personal financial statement to assess your financial health in detail.

One month later, lawyer for HOA wrote me a letter saying they made a mistake in computing the special assessments and $62K more is owed.