It means that if something is "added back" then it does not reduce the rental-income one reported; hence meaning more is applied as " rental income sources" towards bringing the DSCR numerator up...towards the 1.25x needed for loan approval odds.     

The property is located in the Midwest and me and my business partner have ran the comps, numbers and called numerous property managers, handymen, inspectors and even asked locals on reddit to get a better understanding of the rental calculations and local biases in the area. 

However, I'm somewhat concerned about managing numerous tenants, especially since I plan to rent by the room, which inevitably might lead to encountering a few challenging tenants.

This amenity has attracted numerous buyers investing in million-dollar-plus villas arriving in private jets.

I have made numerous claims, sometimes on the same property and my rates have never been raised.

So noobs often fall into the trap of looking at just lower and lower priced neighborhoods in an effort to make the numers work.And the Rehab-R is deceptivly easy to say, but takes 3-6 months and a lot of time from the investor to design, source materials, handle paperwork and supervise the project. 

Search the BP for ADU appraisals to encounter numerous examples.

Personally, this could not be worse news for my buyer/investor focused growing business, however my role is not going away anytime soon..For example, there have been numerous instances where the amount of price negotiation exceeded my compensation or transactions that without my (or a professionals) participation would likely not be as efficient, feasible or successful.

Lenders may adjust loan terms, such as loan-to-value ratio and interest rates, to accommodate varying DSCR ratios.Challenges and ConsiderationsWhile DSCR loans offer numerous benefits, borrowers should be aware of potential challenges and considerations:Market Conditions: DSCR requirements may vary depending on market conditions, property type, and lender preferences.

Despite listening to numerous podcasts about real estate investing, I'm struggling to take the first step.