Losing out on a deal that's under contract because people on your team couldn't close on time is not a great feeling.

I don't know how likely I am to not lose any money based on the value of the information I would receive through the program.

You probably had a little tickle in your moral compass which gave you pause, which is why you reached out.My wife is an accountant, when we look for every possible tax break it doesn't feel like theft, we feel accomplished to find a place for more savings and lose zero sleep over it.

I've seen many people lose their money.

He wanted to make renovations, depending on the extent, was told he might lose the grandfathering.

The emphasis on population growth, low operating costs, and avoiding rent control makes a lot of sense, especially in the context of inflation and long-term financial stability.Regarding the down payment, I noticed you used 25% in your examples.

Anyway, as long as this is money you can afford to lose good luck.

There are plenty/almost all towns in MN with populations under 2,000 people where you can buy a $50,000 house and rent it out for $600/mo+ and lose your shirt. 

Why are you losing sleep?

@Tom StevensonHELOC money is extremely expensive - if you buy something that is 100% financed, either entirely with the proceeds from the HELOC, or with HELOC money for the down payment and a conventional loan, you will lose money.