We live right over the apartment.

You should have, or you should create an amortization table that shows the actual interest paid on the $650k mortgage for the first 6 months while you lived there.

I'd level up with a BRRRR, live-in flip, or house-hack before jumping into a challenging renovation.

If they're delinquent after only 2 months, they're either facing sudden life changes or you did not properly screen them to begin with.

And you probably need money for living expenses.

The couple who lived right next door to our development have an old home that they rent out- it's about 1000sf on half an acre. 

What about while I live there I wanted to rent out the other unit or units, is this allowed under USDA?

I have a 401k, IRA, and pension in place to help me achieve retirement quicker, however I definitely feel the squeeze on a daily basis and always feel like I'm living paycheck to paycheck.

I am familiar with the Akron market since I live directly next to it.

His answer: "He is living vicariously thru this journey of mine".I hope you and everyone new find their real mentor.