If she does not comply, file for eviction. 

Did you file your federal tax return but not the georgia tax return?

@German TapiaCalifornia is generally more cumbersome than other states when it comes to taxes and filings.

Any landlord that thinks a tenant owes him something can file a collection and mess up their credit?

You can file a Chapter 13 which will protect your home and its a clean way out.When you file a CH.13 BK its not the end of the world it simply protects your home since its your homestead from foreclosure.

What scared in the article is the mentions of personal financial risks, LLCs not really protecting your personal assets, the amount of investors filing bankruptcy , social threats, scams, etc.Is this article over blowing these facts, trying to sell REIT ?

Landlord, you are filing for Unlawful detainger because the tenant owes you back rent. 

Opening a bank account is one, filing and paying taxes is another.   

If you go file for an eviction and they show up and pay their lease, they get to stay in the property.2.

Thanks so much for your help in advance Short answer is yes there are no income products and or stated income products you could utilize till you eventually start filing an acceptable form of income to qualify back for full documentation loans again (eventually).