It would be good to talk to a lender to make a game plan and review your financials. 

If you need financial help, ask under the "Finance, Tax, and Legal" forum.

If you truly enjoy property management, it might be for you, regardless of financial consideration.If evaluating the question purely from a financial standpoint, it comes down to the value of your time. 

A financial calculator and legal pad might work in the hands of someone who knows what they are doing, but that doesn't mean it's the best way to do it.

-Rent collection and financial management is probably not at the top of the list based on some of the challenges that we hear about, mainly because if you are lucky enough to have solid tenants and low vacancy, this is easy peasy, but if you have some challenging tenants that default on payments, or the possibility of an eviction arises, it can be worth paying a management company to help guide next steps."

Which will put it more in line with what we were expecting (and what our financial projections are based off of).

Do you need to refinance quickly to avoid a balloon payment or other financial pressure?

They also ask people to look into their financials and assets at the sales event.

The question is mostly a personal financial planning question and it depends on your preference and what balance of risk and access you'd like and would be comfortable with.

If you need financial help, ask under the "Finance, Tax, and Legal" forum.