Then use the extra roommate rent income to pay down your mortgage and look to refi to a lower payment in the future (3-5 years) - so it cashflow when you move out.You could also choose the smaller unit and STR the other unit to generate more cash to pay down your mortgage and refi, so it cashflows when you move out.Bottom line: you'll have to get creative to solve your cashflow challenge!

If I have one property at or around market, I would choose to keep in the same or raise it a little.

There are more listings to choose from now than any other time in nearly a decade.

Start small with one property, choose a strategic location, stay transparent with lenders, and ensure tax compliance.

Quote from @Shakthi Kamal: If you don't know the answer, choose the umbrella insurance.

The city's macroeconomics is looking great - lots of population and job growth due to the booming tech scene and many companies choosing to move and develop here.

Now some choose to do it with TK companies and give up the control factor that you have with your investments.

I ma here to learn and I will not pick and choose how those lessons are presented to me!  

Is there a reason you're choosing to build out the building next door as offices?

We teach an “investment product agnostic” strategy, focusing on educating investors on performing due diligence, establishing their own risk tolerance, and choosing their own investments.