I did talk to the leasing agent with RW, and he did tell me he would call them to explain and re-iterate the issue. 

It's my position--iterated in this article--that connections made for the purposes of real estate investing are never wrong.

Bryan Otteson actually I'll take credit for that unless your giving points for each thread with a subsequent iteration

This crazy world is wayyy more complex than these statements, so I'd just like to iterate that this is an opinion piece.

Also when such deals are offered by a deal sponsor, you must have pre-existing relationship with such sponsor as these offerings are governed by a ruling requiring it.

I will update the calculation and publish here my next iteration. 

Not that you can't do it @Eric Bennington, but what is your reasoning for selling the LLC? 

I have landed on one provider that has worked with me on a couple of iterations of my insurance quote.Here is the info: I am under contract for the property at $340K, pending appraisal this week.The original quotes I got back were for replacement value of $550K of the property, with a $1K deductible.Equipment breakdown, sewer/pump coverage, business income coverage, and business personal property are all covered.The original quote ended up being much more than I had budgeted (~$450/month premium), so I asked the broker if he could get us down closer to ~$300/month.In order to get the premium down, he raised the deductible to $5K, and lowered the replacement value to $415K.My main question is: how important is it to have the higher replacement value covered?

Pros: No debt on my personal debt report, income still records the same, agility to move quickly on the first purchase and slowly on the refi, less personal risk, very clear delineation between personal and business assets in the event of a lawsuitCons: A slightly higher interest rate, a one-time headache of paperwork to refinanceI see the pros far outweighing the cons, but don't think I've thought of all the cons.

But the actual impact in the long term we don't know yet, but what it seems so far is that it's not good for older tech or older management in tech field if they are not agile enough.