Hi Theresa, 25 years means you've been dong something right :) Check in with @Joseph Chiofalo they are NY based and offer creative fix and flip, bridge and constructions loans.

I am an investor and real estate agent based in Ohio, and I do have real estate investments in Dayton and Cincinnati.

Would raising just the 20% from private lenders and then getting a loan based on the down payment not be looked at favorably.

The prepared me a quote that is low price (That is nice), but I am not sure if I am covering all the bases.

My wife and I are based in the Southeast Michigan and are eager to dive into real estate investing to create generational wealth and ultimately escape the rat race.A bit about us: We have a combined $16,000 in savings and approximately $150,000 in retirement funds.

Assignee acknowledges and agrees that it is purchasing the Subject Property onan “as-is” basis and based on its own inspection, investigation, and/or evaluation thereof.Assignee is not relying upon any representations of Assignor, Seller or Seller’s agent(s) toinvestigate and report on the condition of the property.

The combined costs for grading, surplus disposal, gravel base, asphalt, curb and gutter, manholes, sewer laterals, and sidewalks could easily be $200 per linear foot for a 20' wide street.

Even if you're aiming for appreciation and want to hold more than five years, you'll still be gambling a little bit basing your purchase on Micron.

Then go to a business bank or bank with a strong business base.

I am an investor and a real estate agent based in Columbus, Ohio.