"The new integrated disclosures are not used to disclose information about reverse mortgages, home equity lines of credit (HELOCs), chattel-dwelling loans such as loans secured by a mobile home or by a dwelling that is not attached to real property (i.e., land), or other transactions not covered by the TILA-RESPA Integrated Disclosure rule.

If integrity is in question it should be a two way street.When buyers put in highest and best offers and agent comes back looking for more if we assume buyers have integrity there would be no counter offers.

I love it when they say they are a nurse and I say "I watch a lot of New York ER I would be a great Doctor"  Funny how they never get the joke.This type of show is a slap in the face to all of us that operate with integrity and are kind to others.  

My friend walked and even though the guy didn't pay him for a considerable amount of work he had done, he cut his losses and didn't compromise his integrity.

Problems that affect the "livability, soundness, or structural integrity" are what to look out for, also potential health and safety issues.So for livability:operational heating systems, operational plumbing fixtures with no major leaks, operational electric systems reasonably up to date (No Federal Pacific or Zinsco panel box, no aluminum wiring, etc)Roof with no active leaks - usually with at least 5 years of estimated remaining lifeFor soundness/structural integrity:No foundation issues - cracks, slanting floors, entire house leaning over, etcNo evidence of termite infestationHealth/Safety:No moldPeeling paint, especially in buildings built prior to 1978There's probably more, but that's all I can think of offhand.

.🏠 *Roof Replacement:* I ensured the structural integrity of these properties with a brand-new roof, providing peace of mind for years to come.🛋️ *Furnished & Decorated:* To provide the ultimate guest experience, all 16 bedrooms and the entire house received new furnishings and tasteful decor.🌴 *Outdoor Oasis:* I also established inviting outdoor spaces, complete with comfortable seating areas to savor the beautiful surroundings.💼 *Self-Managed Properties:* With a commitment to excellence, I've taken on the responsibility of managing these properties myself, guaranteeing top-notch service for guests and owners alike.These renovations not only enhance the aesthetics and functionality of the properties but also elevate their value and appeal, making them standout vacation rentals.

I guess I just have a little more integrity than some. 

Its important to note (here's where we integrate conventional lending into the mix) the first loan and second note has to be funded on the same day otherwise when you go to do a rate/term refinance on your BRRR it will be considered a "cash out," instead of a regular refinance since Fannie Mae's rules considers debt that was not taken out as purchase money (debt taken out the same day as the purchase) as non purchase money debt so payoff of non purchase money is considered a "cash out." 

I keep my excess cash in stocks and index funds using a free app called Robinhood, which does not integrate with Mint or Personal Capital.

So we have wall mounted CO2 detectors, no issues with those.All out smoke/fire detectors are integrated to the house so if one is removed, it triggers an alarm.