Welcome @Hogan Chouinard,Memphis is a city with a strong workforce that offers low-cost entry and provides consistent cash flow to investors.

This is a local bank in a rural area and my girlfriend and I have our mortgage on our home through this bank, but I really am not sure how they would have pulled my girlfriends information for a credit check if her Mom did not provide the info.We will be calling first thing Monday morning when banks open, but our major concern is whether she is able to sign for the loan (should it be approved) without my girlfriends approval, since she is also listed on the deed. 

I'm here to learn as much as I can.Thanks in advance for any tips or introductions you can provide.

Thank you for taking the time and providing me with insight.

One thing that would be cool is provide feed for short stays.

These syndication can provide an 8%+ cash-on-cash return - providing investors monthly cash flow - and a 15-20% IRR over the length of the project.

I am not aware of anyone providing a HELOC up to 80%.

If a lender wants to see $1,000 worth of work completed, they can hold that in escrow after closing and release those funds after you provide photos of the completed work.

Find Investment OpportunitiesMarket Research: Analyze local real estate market trends, property prices, rental yields, and potential for appreciation.Network: Build relationships with real estate agents, investors, wholesalers, and property managers who can provide leads and insights.Due Diligence: Conduct thorough inspections, financial analysis, and feasibility studies before making a purchase.6.

Also, avoid issues with city and S8 inspections.3) Marketing Impact - a purple bedroom doesn't need painting, but usually has to be done to attract a tenant.4) Miscellaneous - anything that doesn't meet one of the above criteria.By logically breaking these down for our owner clients, we help them make better decisions on "repairing to their budget" and avoid over-repairing or being a slumlord.Suggest you use this approach with your PMC to address the $22k bid.Lstly, how many bids did your PMC send you regarding the $2k pest treatments?