You can use the house for your permanent residence and then use the accessory to STR or rent out the house and live in the apartment on the weekends.

Student debt is actually the worst kind of debt because it is permanent debt, meaning even if you file bankruptcy then you still have the debt. 

I have a pretty unique work situation -- I travel and stay in hotels 95% of the year, so I don't need a "permanent address" and wont for the next ~3 years (and I just stay with my parents during down periods while I am not traveling).So my question is, could I refinance this property into "owner-occupied" financing if I simply list it as my permanent address or do I physically need to occupy a unit (for the 10 days a year when I am home).

But have been using outsourcely recently, because they have more people looking for long-term, permanent work, rather than gigs.. 

So long as they aren't damaging permanent fixtures etc...

Also, if someone gets seriously injured on the property, having a higher liability limit would be beneficial (Think about someone being permanently disabled, for example.)

There are also a number of tax incentives that are bringing more small business owners to actually consider relocating to  the island ( and they all need to rent prior to finding the place they want to  permanently reside in and a number of people that left immediately after the storm are returning as well. 

I am originally from Atlanta and the combination between the nature parks, cleanliness, and the friendliness of locals quickly convinced me to make the move more permanent in the Gulf Shores and Orange Beach markets.

But beginning at the end of the year we are going to find a more permanent spot. 

IRS disallows such 'wraps' - - advertising must be of the permanent, paint-on type.