Reading posts from all of you succcessful people in this thread reaffirms some my philosophy on the subject matter.There are many sides to wealth that I’ve observed:- Health- Community- Mobility- Climate- SpaceSome notes on my observations.A healthy body is form of wealth in time - A person with only 6 days to live wouldn’t be able to do much.Having a community is a store of relational wealth - We all need love and support and to feel needed by others.Mobility is a form of experiential wealth - If I am not stuck in a particular location, I’m free to pursue my passions and my tribe.Climate is a form of operational wealth - I’m more efficient and productive if the weather is optimal for me to carry out my daily tasks.Space as a form of wealth in 3D resources - A city dweller has to compete in resources much more than a ranch owner.

Having passive income in order to spend more time with my wife and kids once they hit high school would be optimal.

What if you pay off the loan in 2-3 years, because taking a 60 month loan on a depreciating asset is a sub optimal choice?

I know I can google my name and I am already SEO optimized as I come up on the front page..

It’s not optimal.

Speaks on the psychology of flow state and optimal performance.

The market is HOT some parts of the country are worse than others.What it will take is an engine to push it over, confidence in the current systems of borrowing /buying property will get pressed.If /when it happens some parts will suffer more than others like a allude to earlier.Could be constant release of bad news that erodes confidence and folks spook causing a shift  a run to the exit.Consumer confidence is an economic indicator that measures the degree of optimism that consumers feel about the overall state of the economy and their personal financial situation.

We have to optimize over a number of dimensions, the healthcare system and the economy being two biggies and anyone who is willing to flatten the curve at all costs hasn't thought about the real issues that much.

What I'm doing now is optimizing operations in as many ways as possible, keeping tenants happy in as many ways as possible, and doing the same for management.

I love your optimism @Matt M