If your activity is passive, like buying Apple stock, you are not liable for what Apple does. 

I own and operate Apple Door Systems of Chesapeake, we service and install garage doors, entry doors, commercial sectional and rollIng steel, and service them all also. 

this is NOT the ONLY Bad apple in the group.

This way you are comparing apples to apples, and you don't run the risk of paying for repairs that are not needed, or worse, something that is just wrong.

One bad apple can ruin the batch.

Naturally, a lot of us are going to be concerned about the No-Doc Loans getting too big of a bite at the Apple because too many Investors are unwilling to discipline themselves enough to not get in trouble with it.I'll do a little research and let you know what I come up with.All the Best!

You'll see some good data but it may not apply to your property (the reverse is true as well).  2) The use of "A, B, C" neighborhoods isn't always an apples to apples conversation.  

With zip 30028 in GA, I will positive cash flow but then the key lies in whether Forsyth County, GA can ever grow and appreciate as fast as Austin, TX (with the likes of Metro-train to downtown Austin), Samsung, Apple, all IT firms in there. 

I am in the Berkeley this weekend... what you need to realize is that NOTHING that you would think is standard in Livermore ( IE SF BAY AREA) will be standard out in the mid west.. at least as it relates to 90% of what these folks talk about in the way of cash flow rentals.. its apples and oranges.. your in a triple A market not even A.. and when you read on BP about no appliances etc. those are C D some think B  but its not a California B most of the homes and the RENTERS would  be a CA F plane and simple.. no way for you to rationalize what you would have in Livermore and what is standard in the mid west...

It's still a nice return, but selling it is like cutting down the apple tree and it won't produce any more fruit.