However the IUL will have much more volatility and some years you can have a 0% gain while other years you can have double digits gains.

More real estate would likely always win that argument over stocks and many other investments with its double digit returns.  

My best single property success story was completed in 2014 and well documented on Biggerpockets in this thread along with my podcast interview: https://www.biggerpockets.com/forums/223/topics/73810-ready-for-7-digit-success-stories?

The photo was posted to the bottom of the lease was digitally signed using the IP address of end user (tenant).  

I am currently on a 6-month digital nomad trip to scratch the travel itch now so that I can live in a house hack for the requisite year without going stir-crazy (well, maybe a few short domestic trips throughout the year if I find a good deal on a flight).

Got a deal going on Millstream Rd that is a s short term investment opportunity that would earn double digit passive returns.RegardsChris

I personally will be surprised, with the already announced rate increases, if the national RE appreciation is in double digits.  

As time moves forward, rents grow on average at a double digit appreciation rate, rapidly stepping up COC.

I'm looking for something I can digitally send and can be digitally filled out and returned to me.

Unfortunately, Memphis has a bad reputation and a lot of investors do not even want to consider this market:Yes, Memphis, TN is not a market with double digit population and job growth, it is not a primary market like NYC or Atlanta, and some neighborhoods are rough and prone to crime.