Is it permanently ruined?

The other scenario for landlords I'm sure has been devastating, losing money, trying to get federal help and those not paying rent more likely to ruin the home. 

At least that way (like others mentioned) you can, if you choose to show the sell that the numbers don’t work out if you were to offer more and you weren’t try to insult them.But as a side note, and I don’t mean this as a direct insult to anyone here that is a broker (because I don’t know any of you personally) but I have dealt with many, many brokers over the last 30 or so years and even had a major issue like what I am about to say, with our own personal property purchase, but sometimes brokers can either ruin a deal or even worse, can lie through their teeth and attempt to sabotage a deal if they feel you are not offering enough because that means their commission will drop too.

IMO, I rather pay someone that I can easily fire if they are doing poor work, then ruin a family relationship.3) If you are planning to do any renovations keep in mind that winters are long. 

I will be running a benefit 5K this week to support a mom, dealing with cancer. 

unfortunately it only takes one bad house to ruin the block. summer time is a great time to see the true color of the different areas.  

The borrower has the right to pay it off or to refinance it, having their note purchased has the same effect without risk to the lender, they can't really say no, we are going to ruin the borrower's credit and give them the grief of a forclosure for the fun of it, even if we lose more money.

What happens if a major repair comes up and ruins cash flow temporarily?  

I know I did not until a client was explaining how he got wiped out when his vacant house burned down.. 100k lost still on the hook for 70k loan .. can't walk ruin his credit and in Texas they can and do get deficiency judgments when you walk from a mortgage regardless of the reason.. its something that can destroy an investor or put them in bankruptcy.  

It temporarily ruins your credit such that you have trouble for several months after you pay off the cards restoring a good credit score.