What kind of return should we even offer?

@Marco Santarelli @Jay Hinrichs Marco what I hate is that I understand that you guys do the right due diligence with your investors but it's unfair to someone like you when these products are offered to everyone.

The VA loan is a valuable tool for veterans, offering benefits like no down payment and no private mortgage insurance (PMI).

But my plan is to pay off what’s left to own it free and clear and do seller financing. my plan is to offer 15 or 30 years at a normal rate that someone could get from the bank at time of closing.

Hopefully this is not some news to you, but sellers are no longer having to pay buyer agent commissions, now is a Choice, which might be confusing, but there is nothing to worry about. still, it doesn't change the fact that to maximize profit, it's wise for sellers to offer a buyer agent commission, attracting more qualified buyers to the listing. and for buyers, the main change is the need for a few extra forms and agreements before viewing properties. 

While continuing to do research, I have been sent emails and attended webinars where they offer paid mentorships.

I would offer the tenant this.

The VA home loan can be a powerful tool for purchasing a multi-family property, offering benefits like no down payment and competitive interest rates.

The state offers great cash flow opportunities and a growing rental market.Best of luck with your investment! 

Having the tenant  makes it:A) harder to show the property, making it harder to sellB) prevents a majority of owner occupant buyers from being able to offer on the home.