I also ask, do you have any criminal issues, evictions, judgements against you that you are aware of?

We're not checking boxes here like Agency loans, we're selling your deal to a human bank committee (old school) who will make a human judgement call.

They made a BIG error in judgement and lost their rear end..I suspect in the 50K range.

Im pretty sure that banks are holding foreclosed properties back in hopes the market will catch up to a acceptable % of the amount of final judgement.

On their credit report, is there anything that looks like it could be a landlord judgement/collections?  

Even if you win a judgement, the tenants have no money so you will never collect. 

Your generic you owe a $20K hospital bill that has been reduced to judgement lien is superseded by a foreclosure as long as the mortgage the foreclosure is based upon was filed first, which it would be.

A judgement as in go to court judgement? 

I have a good relationship with my current vendor, so I defer to their judgement on salting.

In the end, the judgement was paid and satisfied by Quality Foundation and Plumbing.