We have credit score criteria in our tenant profile but indicate that it can be somewhat flexible on a case by case basis.

My main lender is a hard money lender that gives me complete flexibility. 100% purchase, 100% rehab, 15%, 1 point on the deal.  

The owner might be more flexible on rates and terms than a typical commercial lender will be.

The rates are higher bur they provide greater flexibility and are easy to wonk with.

You just may need to be flexible with your strategy and ready to bail if things start to go sideways. 

They are generally much more flexible than your big name banks.

To be clear, it's not freedom from working but the freedom to have the flexibility to travel and spend more time with my wife and kids.Currently, I own a single family home which I consider to be a live in flip.

I'm motivated towards financial freedom for the stability and flexibility it offers.

markets, allowing accessory apartments or higher dwelling-unit limits can help make it easier for the private sector to create more units at a relatively low cost.Although Harris County TX, including Houston (famous for no zoning), is about average for population-per-housing-unit compared to other large population counties...so zoning flexibility isn't a panacea, but certainly seems like it could help.

But you may have to be more flexible on factoring in reasonable day 1 rent increases in your numbers.