Hernandez If you're 401k is with your current employer, you will probably not be able to access the funds for RE.

Paying yourself rent does save you 15% plus in self employment taxes because it become passive income.

You sign up with some of them and they will get you a JOB and charge the Employer as long as you work there.

On the IRS website:from https://www.irs.gov/businesses/small-businesses-self-employed/forms-and-associated-taxes-for-independent-contractorsChanges for 2016A new federal law, the Protecting Americans from Tax Hikes (PATH) Act, enacted in December 2015, moves up some 1099-MISC filing deadlines to January 31.

But I would check to make sure she personally has employment that covers the 3x's income/ rent, is she going to be relying on child support or spousal support that may or not get paid to make the rent?

I've just left the big employer (too young to call it retirement!)

Of course other factors might be in place like your debt to income and your employment status.  

Warning: If you leave federal employment you will have to pay back the sum immediately so be aware of that.Make sure do analyze your COCR return or ROI return versus your TSP.Last note: Why wait until you're retired to access your funds when you can be building a real estate empire that makes your retirement funds in your TSP completely irrelevant by the time you retire.TSP = just a safety net.

I looks like last year Home depot came out with allure ISOCORE which is apparently different from Allure Ultra.

I'm self employed I do painting, drywall and a bit of handyman work. 99% of my work doing turn over with rental properties in the Orlando area.