@Kirbi CampbellBe able to go back to a bar without worrying about Covid... what’s REI without being able to meet with fellow investors for a drink??

I largely lived paycheck to paycheck, drinking away the weekends to avoid the overwhelming sensation that my life was slipping away from me.

Near areas where there are big race months or other well know events that happen every year that people come and go crazy with alcohol. 

I often break it down into the "five pillars" of protecting your assets.1st pillar is avoiding unnecessary and risky activities (don't drink and drive, insurance generally won’t cover your poor decisions) and take good care of your investments - these simple steps will help you prevent lawsuits before they even occur.2nd pillar is a good insurance policy as that cover the majority of your exposure.