Hi David - No offense taken. 

The offers that have been declined are within 10-12% of the list price, which I would not consider to be offensively low.

A similar quote that I'm familiar with is "Offense is sexy, but defense gets you to the playoffs".

Let's take a look at where the VCs invest their money.  25.3% of GLOBAL investments go to the Silicon Valley.  

If you're bad with your personal finances (please don't take offense, this is just a hypothetical) and the $11k per year is probably close to all you'll be able to save, then I think you might need to restructure your budgets and increase your savings (I assume this isn't the case, you're on BP and looking to invest.  

After that, there is the opportunity to play 'offense' which means looking for deals at cut rate prices.

Increasing your portfolio increases your income (offense) and paying down/off rentals reduces your debt exposure and your debt : income ratio (defense).

Some lenders would let you refi if your global cash flow can support the debt but that requires income from multiple sources (w2 income, other rentals, etc).

I think it would be best if you could be debt free within the next year or two, then that would allow you to save more cash and go on the offense and now try to bring in some cash flow which would go right to your pocket.

@Chris Williams No offense but you contradict yourself.