This is my first investment of this sort and it has not worked out how I originally intended but I am learning from my mistakes and will be making better decisions in the near future What made you interested in investing in this type of deal?

What kinds of policies do you think might help ensure ongoing affordability as Texas continues to grow?

@Hayat- Hyatt Barron You are starting off in the right place!

Basically every personal house we ever owned except this last one which we built from scratch.

Have you purchased a property yet? 

If I were you keeping the property as 4 units and renting out bonus unit under the radar may be your best option especially if you plan to refi or do HELOC while occupying. 

You can still qualify so long as you have verifiable income.

I'm new to real estate investing and I'm looking to connect with local investors. thank you.

I will have POA and will conduct a 80% cash out refi, which the loan proceeds will then be paid to the seller and the title would then finally be transferred to me. 

You have to buy at least as much investment property as you sold.