Definitely food for thought.  

More people out of the work force, food stamps, more people renting, etc.

I can probably HELOC my primary residence in the spring, but the last time a tried my DTI was too high, so I'm doing the driving 2007 Yaris and foraging for food in the wilderness thing to pay down debt.

lender that caters to you

Thanks @Brian GibbonsNobody likes my advice on these though, lol.Being broke with bad credit is a symptom of our priorities.Look around - fancy coffee and restaurant/fast food/bar remnants? 

I do know that all the foreclosures that happened when the market crashed weren't from people that owned 100% of their homes...food for thought.

Just food for thought and good luck with your search, hope it works out well for you and the family.

Find neighborhoods that cater to your personality and style of doing things.

We cater commercial not residential.

; unusually higher rainfall recently; changes in the occupants water use, laundry use, food/drinks, chemicals; a sock or something flushed down the drain; a combination of these or something else.