When it comes to finding deals in real estate, particularly in the multifamily sector, it's not as straightforward as browsing online listings.

 with expense at 2k  current with rent and car could save around 20k in 3~4 or 80k total in 4-6 months from 31 if i get a deal hear should I proceed2 less makes more is this best advice3 flip advice I guesscontracting 3 mouth from now i assume hear

 Hey BiggerPockets family,I was just approved for an owner occupant, Fannie Mae, 5% down with a purchase price of $1.3 million for a 4plex in the Phoenix Metro of ArizonaMy middle FICO credit score is 759My current DTI debt to income ratio is 30%I have enough down payment, closing costs for the subject property, and enough liquid reserves for all 10 of my apartment buildings totaling 45 units in PHX Metro AZmy mortgage lender quoted me with a rate at 8.125% with me paying 0.156 points totaling $1,920My question is,does this 8.125% interest rate sound reasonable for an owner-occupied fourplex 5% down Fannie Mae conventional loan as of March 27th, 2024, at 1700 hours?

I would read the Actual subordination agreement online myself though.

The topic of tenants using fake id online is concerning and poses potential risks.

They don't respect you, prevent you from ever leaving and prevent you from controlling your own credit card.This was a total trap.

I have a few properties I own and I also manage some, so I'm not completely green to the world of real estate, however I want to dive into wholesaling and that's totally out of my realm of expertise. 

I run my entire "empire" using Excel/Sheets for tracking expenses, Apartments.com for online payments, MysmartMove for credit/background checks, DocuSign for electronic signing, and Zillow & turbotenant for posting up listings.

I’m consistently between the Seattle WA area (also very expensive) and the San Diego area but open to better markets for investing.Hey Anais, totally can relate with you being from an expensive real estate market - I moved to Columbus a few years ago (from Portland, Oregon which was super expensive) to become a full time real estate investor, and ever since, I've completed quite a lot of BRRRRs, flips, and own a successful rental portfolio here in Columbus Ohio.

If go that route, I would need to spend about $850k total.