Now, I need about $50k in repairs to get it back to livable again and I haven't been able to find a mortgage product anywhere with this credit score and a property that anyone driving up will see is damaged.  

Currently working full time as a product development engineer.

Basically, you are asking for a "non - FHA 203k" loan product, or a conventional-type rehab/reno loan. 

That rate isn't all that poor, many loan products geared to short term rental investors are in the high 4s, although I am curious as to why 30% down, most of these products only require 20%. 

Back to any investment, operators matter, but I have heard of several projects (single family homes, condo developments, apartment complexes) that had fairly major construction defects that only arose 2-3 years after occupancy, but could be traced back to either poor design and/or poor craftsmanship, and were only a matter of time to be exposed.This article from Feb, 2021 talks about issues at 432 Park Ave and the construction and design issues causing major damages. https://www.nytimes.com/2021/0...  

FLA for new build rent to own product we just started selling to investors  Like that.a few other markets that i think I will just keep close to the vest nothing like creating your own competition  LOL

Ridge Lending, and others, have offered this flexible product. 

Or some other product.

I am of the opinion that people should be starting threads for sincere interest in topic or need to solve a problem....NOT for the sole intention of creating a topic as phony way to engage in networking for some related product or service.Sure, chime in on others people threads, but topic phishing is corny, IMHO!

In fact, not much construction in the Phoenix metro area contains this product line.