@Marvin McTaw   few additions to your postwe buy ALOT from auction sites.. not only do you have the 2500 which they process and that is per deal.but the EM in most cases is 10% or about 5k per deal as well.. not often is it 1k and actually I have never seen it.. but then again I am not buying 20k houses either.Then you need to have a REAL proof of funds and you need to then CLOSE in the name of the company you provided proof of funds in.. you can't assign.. and with the off shore or nationwide title companies they use.. double closing is virtually impossible.

Member of my reia are also members of the National Real Estate investors Association and have access to a nationwide insurance agency called "Real Protect" that specializes in real estate investor needs. 

Seems you are looking to enter the game as a flipper, where deals that pencil are increasingly hard to find due the low inventory, high demand environment of the strong seller's market we find ourselves in, albeit nationwide. 

@Kevin Brenner I use Nationwide, but all the carriers prices go up and down over time.

There is a new brokerage nationwide funded by Lowes!

The train has definitely left the station and gaining Nationwide momentum.

UPB vaires and the deals are nationwide.

This may be available nationwide, but the few other posts I've read about HELOCs haven't mentioned this.  2) The cost of living here is so high that most people who make a decent salary can only scrape if they have other bills to pay (family, school loans, etc...). 

do you buy nationwide ? 

Joe: I agree with that assessment for our immediate area but when you predict a bounce back or not nationwide you are going to be wrong in some markets and right in others.