I don't waste time with people who aren't forthcoming and you shouldn't either.

There are certainly other factors to take into consideration once you've identified a niche including the specific market, deal and team to further minimize your risks.https://www.biggerpockets.com/blogs/9145/74876-gro...https://www.biggerpockets.com/blogs/9145/66626-why...

Why don’t you run a credit report in her to asses her default risk before any more emotional decisions are made and more money wasted

I think it is a waste since an untold amount of people get this list at the same time and mail at the same time.

It will be a bit of a hassle with some sacrifice, but it is the easiest way to buy rental property and when you look back, you will likely feel that the sacrifice was minimal and you should be in a better financial situation to buy a nicer home for your residence than you are able to purchase now. 

If I use the full amount for down payment on a decent property that needs minimal work I am left not having funds for closing.

If you guys have any good strategies please feel free to post them thank you guysI’m also trying to come up with the best ARV number because I’m trying to get a hard money lender for the deals and I don’t want to waste anyone’s time.

**I don't mean to sound rude, but I don't want to waste anyone's time and for that reason, I will provide my proof of funds and ask for the same in return.

Don't waste your money paying for funding.

You just wasted $150 or 1/3 of your income!