Insurance has been going up everywhere including places where there isn't hail.Texas is a very challenging insurance market though not as bad as a Florida or California...yet.Is your Travelers policy with an independent agent?  

Vanderbilt Health is one of the top heart transplant programs in the world, something many of us, myself included, may need in the future.

Because the data they provide includes sensitive information like SSN, DL number etc...it's considered GLBA data which has strict legal guidelines on how it's used.If you're curious about how much I truly understand about skip tracing data and different strategies on how to implement it into your marketing, just google Larry Higgins Skip Tracing and you'll find some podcasts I've done on the subject.Good luck on your search.

This includes checking past landlord history, money in the bank, paystubs, etc.

I dont have a choice all my banks require at least annual update financial package to include :Tax returns.copy of all K 1sPFS  ( Personal Financial Statement)When I had an airplane loan that lender required the same.. and I think some DSCR loans require these ( I dont have any DSCR loans just what I have read )

Do a detailed financial analysis, including how much you'll need to invest initially, how much renovations will cost, what it'll cost to furnish the place, and what ongoing expenses you'll have.

You should only proceed with appropriate protection in place, which includes a significant down payment of 10% or more, a solid mortgage, and an attorney prepared to help you with the foreclosure process.I don't see any benefit to your buyers, but if they are willing to pay you 10% for 20 years, then go for it! 

Hello BiggerPockets community,As a first-time homeowner in Florida, I've encountered some unique challenges, including the need to pay for an insurance policy upfront for a year in escrow due to the home's initial condition.

ROI is overall "return on investment" and includes appreciation, paydown, etc.

nice setting, 100% included in new FEMA 100yr flood plain.