I can leverage my WLI cash value to purchase it outside the banking system.  

Sellers Get More MoneyWith wholesaling, sellers often need to take a low cash offer.

You can do a cash out refinance and pull equity out that way.

I'd also be shocked if there's any cash-flow after the refinance.

I'm looking to do a cash out refi on a duplex I have, but I cannot find any reviews online or much of an online presence for them.

There's a lot on the landlord side that you'll want to get caught up on and it will take some time to get your systems right but I think it's worth it.

Also, stay away from Insula Capital AKA Atlantic Capital Holdings out of New York (Long Island) I didn't lose $200,000 but lost $10,000 plus on a deal they gave us a funding letter for $300,000 cash for a flip we were purchasing.

@Jacob Glover seasoning period on a cash out refinance for a new construction property starts ticking from the time you took ownership of land with conventional financing, but requires 12 months seasoning. 

As a license agen, you will have a fiduciary responsibility to tell sellers what their property is actually worth. 

Why not just sell it and get a cheap car, pay cash?