As for the future of 2nd mortgages, it's tough to say for certain.

Primary markets will continue to hold their value though tough to make them cash flow.

Anything much higher and you'll find the #s start to get tough.

Self-managing either an Airbnb or long-term rental from out-of-state would be tough, as you never know when an emergency will come up. 

Alot of new renters have a tough time coming up with sec dep and rent during this time of season especially with xmas.   

@Rene Brodowsky appraisers, like most workers, will take the path of least resistance if allowed.Appears they are using an AI system to valuate your home.As suggested already, you may want to request an actual appraisal, which you will have to pay for, and send your own comparables to Huntington Bank to try to guide the appraiser.Otherwise, you may need to try a different lender.

It's tough here.

@Rod Merriweather Getting a LOC (line of credit) secured by real estate from a bank is going to be tough as the line of credit is viewed as a short-term liability while the property is a long-term asset.

Purchase price: $575,000 Cash invested: $218,750 Sale price: $775,000 This was a tough one.

Wholesaling in NJ is very tough, good luck!