The issue is in my market, and most other markets, the property is cash flow negative after the as high as possible LTV Refi t extract the added value.  

In fact, now may be the best time of the year to buy properties due to reduced buyer competition and seller motivation (those selling now are probably committed.)

Seems like Zillow tried the same thing and failed. https://www.wsj.com/podcasts/t...

I understand that it may take time to build the capital for larger deals, but I’m committed to making it happen.

Southern border of the land is Wilson Creek (a large, well established, full time creek with old growth trees)Approx 1 acre of non-recoverable flood zone along length of creekTwo small ponds on the property, which can be filled in to utilizeSmall neighborhood to East of property line with utilities ready and available for project Currently a couple of older homes and barn structures on property (100% liveable and well maintained)Wilmeth Rd is currently expanding down the block to a 4 lane road which connects to Highway 75 in McKinneyLarge developments are underway within a 1/2 mile to 3 miles out radius<4 miles to Costco, ChickFilA, WholeFoods, Cinemark, major hospitalAT&T Fiber and Atmos Gas at front of propertyA water well can be run, if desired, or tap into the city's water (currently on city water and has large main at front of property)A CE firm has drawn up plans for a small, 12 home, 3/4 acres development.

It's inspiring to see you channeling that commitment into real estate.

When those legitimate HVAC vendors didn't respond immediately or commit to resolving the undiagnosed issue within 48 hours, Latchel sent "LUGGHOME" (nothing comes up when Googling LUGGHOME btw).I authorized UP TO $175 and requested a call from the contractor after the diagnosis. 

Thank you for paying off my loan but now I DON"T OWE YOU ANYTHING. 

https://app.tango.us/app/workflow/BiggerPockets-free-Short-T...

Seems like everyone I speak t a new lender the terms get better!