Look up the default risk by credit score, this information is readily available online. 

When we rehabbed one of our units for the first time, We found good success buying from a secondhand shop.

You can also check their reviews online at Google, Facebook, or Yelp.

It’s online only but purpose built for business owners and they have automation for those applying the Profit First cash management system.

You're on the right path to success!

@Tom Dieringer After purchasing my first property in 2024, I acquired most of my short-term rental (STR) knowledge from The Short Term Shop, which included maintaining respectful communication with guests, keeping calendar availability up-to-date, and ensuring high-quality listings.When I initially began May of 2024, I opted to list my property exclusively on a single Online Travel Agency (OTA) - Vrbo.

@Emily Gowen so as you pointed out you would not have to do a 1031 exchange on your current home to avoid the capital gains tax and coupled with what Dave Foster pointed out I think, speaking from experience you would have a high likelihood of success. 

On their Wednesday's Zoom, they feature Show & Tell, so you can see the successes and questions of others.   

The better your can run and manage that business the successful you will be.

If anyone has an end lender that has successfully closed a handful occupied padsplit loans and can underwrite based off actual padsplit rents I would really appreciate an intro.