Upon further review, SDHC has determined that your application remains ineligible for the following reason(s): Failure to return required forms and documents to determine eligibility   Inaccurate information/Documentation insufficient to determine eligibility  This is the Final Determination that your application for the City of San Diego COVID-19 Housing Stability Assistance Program is not eligible for assistance.

When they hear Wholesaler they think in the wholesalers who supply retail stores with Products.  

Unfortunately there is a rate adjustment adjustment between 75% and 80% ltv on almost any product.

Here’s how I’d approach it:For the 9.5% Loan: Refinancing into a DSCR loan makes sense to lock in a lower fixed rate, especially if your goal is stability and better cash flow.For the 7.25% Loan: If the local bank's investment HELOC offers a competitive rate, consider it for flexibility.

But with the interest rate falling and the inflation stabilizing, they might be turning around the corner.

I took a pause and finished my bachelors and stabilized my family since then.

I believe up to close to 40% down with a 720 or greater credit score on a conventional loan product could give you the best interest rate. 

Sounds like great prices but 9 repairs in 12 months called in by tenant, it seems to have finally stabilized after owning for 18 months (no repair calls in 3 months so far), stolen AC unit, attempted break in on other house (alarm scared intruder away).

Reflecting with the beaty of hindsight, I thought it might be worth revisiting some of the strategies mentioned here to explore how they’ve played out over the past year.For example, in early 2023, property values in areas like Bay Park and Clairemont were climbing fast, but they’ve since stabilized a bit.

Wondering if you have noticed any changes in their product or price points now that the market has become a buyer's market.