. – lower your offer6.Sophisticated lease optioning reseller/investor – big bad wolf!

Now you have to be more sophisticated to make dollars.

I would think about setting up a Living Trust.That's a mis perception.

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I think your issue is less about the market and more about perception.

The average loan processor is not very sophisticated so lenders reduce the complexity by screening out complex deals.Seasoning is a business decision and not a legal requirement.Lenders who have little to no seasoning before they will lend on the appraised value generally use other techniques to manage the risks.

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When I was weaned in the ways of real estate as a salesman then eventually a licensed broker in NY during the 70's the most important thing I learned from one of our syndication clients is that perception is everything.If your audience believes you are successful then you are successful.

This makes sense if your perception of increased value is supported by the cash flow to support the new indebtness.

Then "the bank will order and pay for the appraisal".If you ask me, this is a bit more sophisticated that the Nigerian emails, but no more legit.And I say this wishing, oh, wishing it were true.