Now I know that for many, this will be a let down as the questions seem to be too simplistic.

I know this sounds a little too simplistic, but I literally sold my financial practice after 18 years because I became convinced that real estate is where I needed to invest.

It’s very educating and makes everything so simplistic.

The point of this exercise is to give folks some thoughts about how to think about cash flow, and give folks a different look than the "1% rule" - I feel that the 1% rule is too simplistic and overinflates the cash on cash ROI that you can actually achieve in some markets. 

I put together the simplistic example below showing two properties.

@Victor AndradeWhat is your frustration with chase, their online portal is super easy and simplistic to use.

Simplistically, yes you have it right. 

One thing that I've seen is a rather simplistic assumption regarding Vacancy and Maintenance rates as a percentage of gross income - typically 3-5%.

The term is very simplistic, it just falls under animal to human bite.

This explanation is a bit simplistic, but its the essence of what is going on in the background.Now if you choose to do nothing with the cash value, that is your business. but you can lever it to generate tax free income for retirement, you can lever it to increase the profitability of your real estate investments, or you can simply surrender the policy and take it out.