The simple reason is that you cannot even tell debit cards from credit cards without a special software.

I'm not satisfied with not filing the rental in an LLC simply because it's more simple and might cost me an additional filing fee .

I was hoping to do a deal and get my feet wet with something relatively simple to start.

I had not heard of the corporate housing by owner site.

I look for junior anchors and large anchors close to the STNL property for daily cross feeder traffic around the site which can help your tenants business thrive more.

Just keep everything as simple as possible in the beginning.

Here is a video that runs down the basics - https://s-media.nyc.gov/agencies/specialenforcement/01-Legal...There is also a prohibited building list - https://www.nyc.gov/site/specialenforcement/registration-law...Here are some more info overall - https://www.nyc.gov/site/specialenforcement/registration-law..All of this makes STRs in the city pretty tough but it certainly not impossible.

I'm quickly learning that getting a mortgage isn't a simple task.

Eric, I hope that wasn't too simple of an answer. 

. :) A zoning change can take up to 6 months, approval isn't guaranteed (despite Aldermanic support), and potentially cost a lot of money (architectural site / floor plans & dimensioned elevations, zoning attorney, holding costs, etc.)