ThanksSuhaib I'd suggest finding a broker, they have alot of knowledge and have your best interests as a goal, insurance agents have their employers best interests as a goal.Insurance in CA will continue to increase, its lagging in inflation and all the fires are affecting it.Many homeowners are moving to self insured.The fair plan is asking for 1 billion in subsidies, purported to be funded by the carriers themselves, I have no doubt Ricardo Lara will make this happen.

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When they realized that it was held in an LLC they denied my application.

Income Snowball, a system of investing in which a person can create self-sustaining passive income).

I’m a self taught permit expediter.

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The behavior is a bit off, but not surprising for a mom & pop landlord.We tell our residents exactly what we need from them for the application. 

So My dad would end up with 50 to 75 leads for the month all self produced ( which was legal at the company) And within about 18 months was number one sales men then about 2 years after that he went out on his own and started buying his own land to flip.

Most lenders won't require an application fee and should be able to clearly lay out their financing costs, cash to close, and projected profitability for you.I hope this helps.

In my case, I have residential rentals in one LLC, commercial properties in another, self-storage in a third, and my real estate company operates in a fourth.