It is the most popular software in the industry, and most Tax Preparers are familiar with it, which makes tax season easier.My Recommendation: Spreadsheets are usually fine for your first 1-3 properties. 3+ properties, you should use a software.

Hey Phillip - DSCR's have become a popular route for the refi portion on BRRRRs.

I simply call my broker and add the customers name to my liability policy.

Also, custom builders are always looking for temporary housing for their clients who are building new homes or doing major renovations.

At some point bank has to know their customer and will ask why I get all these $50,000 checks, but no spend. 

It also has become a popular travel destination over the last 5 years or so, so there has been an increase in competition in the STR space as well. 

My goals would be to increase monthly cash flow and have more access to the property's equity for things like Cap Ex, etc....Here's a blurb from a lender's website:"By combining banking functionality with home financing into one dynamic instrument, borrowers are able to save tens of thousands of dollars and years off their loan""Designed after popular programs around the world, the All In One First Lien HELOC is the nation’s first transactional offset type-mortgage program.Home financing and banking combined:Deposits lower your loan’s principalFunds remain available for expensesInterest is calculated on the average daily balanceThis lowers the monthly interest paymentsTens of thousands of dollars can be saved over the life of the loanMortgage freedom can be achieved in half the time or less

There are likely at least subtle differences between those proposals.In terms of good and bad experiences, you won't find an insurance company that doesn't produce happy and unhappy customers.  

Peer-to-Peer:  Popular apps that allow anybody to pay each other. 

Customer service is A+.