Quote from @Samuel Coronado: Quote from @Jordan Moorhead: You can use local banks and there are national lenders.

Should I reach out to local agents, wholesaler like New Western?

One way to save some money, especially if you are local is to split the job. 

Is there anyone in your local market you could take out to lunch who does flips?

Also looking to connect with local investors throughout the Lehigh Valley to learn, share our experiences, and partner up.

Most local banks and credit unions will have free accounts.You need two accounts: checking and savings. 

However, in emergencies or cases involving health and safety, we would attempt to contact the owner first and, if unsuccessful, proceed with the repair as outlined in the contract.Regarding the hot water heater, do you know if it genuinely needed to be replaced?

Always INDEPENDENTLY check:zoningcode compliance building classification local rules re Airbnb etc and whether you can assume those statusestitleinspection of building conditions environmental conditions schoolseverything else — this is not a complete list.Never trust/assume.

I am a local realtor who works with investors and I'd be happy to provide referrals.

Are you investing in your local market?