Quote from @Ashish Acharya: @Cameron Marmon Since you’re married and living in Texas, a community property state, you have the option to treat your 50/50 LLC as a disregarded entity for federal taxes.

You are absolutely right about the lending.

I'm open to helping you explore your options.

Due to the creativity of the deal conventional funding is not an option.

If this property is hard to rent, or is functionally obsolescent (only 1 bathroom, no yard, etc), or has deferred maintenance that will be costly, or is in a location that is not appealing to Tenants, then maybe a sale would be a good option in favor of a property that has better Tenant appeal, which will likely increase rent and avoid long vacancies in between Tenants.An option to consider....

There's nothing wrong with considering them along with other options, but I would be careful thinking they will get you more bang for your buck or a more honest operator.Remember: cheaper doesn't mean you'll make more money.Start by going to www.narpm.org to search their directory of managers.

We use it for private lending.

That is a true portfolio loan with a commercial loan and through a commercial lender or bank that provides portfolio lending.

any suggestions on how I should compare these 2 options?

I am not sure, but I imagine that you could also help out and lend your credit to this type of purchase.